Thinking of relocating to the Sunshine State? This moving to Florida guide will walk you through everything you need to know before packing your bags in 2025—from the climate and cost of living to the lifestyle, taxes, and hurricane prep. Here’s how to make a smooth and smart move.
Why People Are Moving to Florida in 2025
Florida continues to attract newcomers for a reason—no state income tax, warm weather, and diverse cities. Whether you’re moving for retirement, remote work, or a lifestyle change, Florida offers:
- Affordable housing in many cities
- Coastal living and beach access
- A booming job market in healthcare, tourism, and tech
- Year-round outdoor activities
But it’s not all sunshine—you’ll want to understand the realities before you commit.
Florida Weather: Sunshine and Storms
What to Expect Climate-Wise
Florida is known for its hot, humid summers and mild winters. In 2025, climate patterns continue to bring:
- Summer temps: 85–95°F with high humidity
- Winter temps: 60–75°F—great for snowbirds
- Hurricane season: June to November (prepare early)
If you’re not used to tropical weather or sudden thunderstorms, the adjustment might be tough at first.
Tip: Choose a home outside flood zones and consider storm insurance.
Cost of Living: It Varies by City
Florida Can Be Affordable—Depending on Where You Move
Florida has no state income tax, which saves residents thousands per year. However, the cost of living depends heavily on location:
- Affordable cities: Ocala, Lakeland, Gainesville
- Mid-range: Orlando, Tampa, Jacksonville
- Expensive: Miami, Naples, Fort Lauderdale
In general, utilities and groceries are average, but home insurance is rising due to hurricanes.
Job Market and Economy in 2025
Florida’s economy is booming in several sectors, including:
- Healthcare & Medical Services
- Tourism and Hospitality
- Technology Startups in Miami and Tampa
- Construction and Real Estate
If you’re moving without a job, larger metros like Orlando or Jacksonville offer better employment opportunities and lower competition for housing.
Taxes, Laws, and Insurance
What to Budget and Prepare For
Florida is one of the few states with no state income tax, which is a huge perk. But make sure to factor in:
- Sales tax: 6% base rate (varies slightly by county)
- Property taxes: Below national average, but rising in hot markets
- Car insurance: Some of the highest rates in the country
- Home insurance: Mandatory and expensive, especially near the coast
Bonus Tip: Register your vehicle within 30 days of moving.
Florida Lifestyle and Culture
Is It the Right Fit for You?
Florida is incredibly diverse. You’ll find everything from retirement communities and family-friendly suburbs to party cities and laid-back beach towns. Consider your preferences:
- Want peace and quiet? Try Sarasota or Vero Beach
- Prefer a city vibe? Miami or Tampa deliver
- Family-oriented? Check out St. Johns County or Wellington
Outdoor lovers will enjoy boating, fishing, hiking, and nearly 1,200 miles of coastline.
