If you want to maximize your everyday spending, choosing the best cashback credit cards 2025 can help you save money and earn valuable rewards. From groceries to travel, these cards offer competitive benefits and easy redemption options.
Top Cashback Credit Cards in 2025
1. Chase Freedom Unlimited
- Cashback Rate: 1.5% on all purchases, 3% on dining, 5% on travel through Chase.
- Pros: No annual fee, strong bonus categories.
- Cons: Requires good credit.
2. Citi Custom Cash Card
- Cashback Rate: 5% in your top spending category each month (up to $500), 1% on others.
- Pros: Automatically adjusts to your spending habits.
- Cons: Category cap limits maximum rewards.
3. American Express Blue Cash Preferred
- Cashback Rate: 6% on groceries, 6% on select streaming, 3% on gas and transit.
- Pros: High rewards on essentials.
- Cons: $95 annual fee after first year.
4. Capital One SavorOne
- Cashback Rate: 3% on dining, entertainment, streaming; 1% on others.
- Pros: No annual fee, great for foodies.
- Cons: Lower flat cashback rate compared to some competitors.
Benefits of Cashback Cards
- Earn money on everyday purchases
- Redeem rewards for statement credits, gift cards, or travel
- Some offer signup bonuses for meeting spending requirements
Eligibility Tips
To get the best cashback credit cards 2025, aim for:
- A credit score above 670 for most premium cards
- Low credit utilization and timely payments
- A stable income for higher limits
